Best Free Checking Accounts 2024. These are the best free checking accounts for your banking in 2024, including free checking with interest, cashback debit, and more. Bank5 made our list of the best banks that offer free checking accounts largely due to its low cost features.

How we determine the best free checking accounts by heavily focusing on the apy, atm network size, overdraft fee and minimum opening deposit of each offer, smartasset narrowed down the free checking account. Bank5 offers no monthly fee and up to $15 per.